Your Source for Quality Insurance Solutions

Effectively manage financial risks with the help of our products at Bay Insurance Inc. in St. Petersburg, Florida. You can choose from any of the policies that we offer that suit your lifestyle and needs.

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Home Insurance

As a leading independent insurance broker, we can choose from multiple carriers nationwide. Our typical coverage packages for home insurance can include protection for the following:

  • Your home’s physical structure
  • Replacement cost
  • Personal possessions
  • Additional living expenses (in the event of a natural disaster or covered loss)
  • Liability supplemental policies (these can add an extra degree of protection)
  • Valuable articles/floater insurance policies (i.e. jewelry insurance)
  • Flood insurance policies
  • Umbrella insurance policies (additional liability)

Flood Insurance

According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the country, topping hurricanes and earthquakes. It can be caused by a storm surge (typical in coastal areas) or simply from too much rain.

Flood insurance is not covered by most standard homeowners or business insurance policies. To purchase a plan, connect with us today. We provide free, no-obligation quotes.

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Auto Insurance

We offer competitive auto insurance rates, including affordable rates for commercial auto, artisan, liability, collision, comprehensive, and classic car coverages.

At Bay Insurance Inc., we also offer optional add-on coverages, such as roadside assistance and accident forgiveness.

Commercial Insurance

We offer the following policies for business owners:

  • Business property insurance
  • Business liability insurance
  • Workers’ compensation
  • Business auto
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Business Property Insurance

This helps protect the property your business owns and leases or rents, including buildings, equipment, inventory, furniture, and fixtures.

Business Liability Insurance

This helps cover your business in the event it is sued for causing harm to a person and/or damage to property. It also covers the cost of defense.

Workers’ Compensation

This provides employee benefits for work-related injuries or illnesses, including medical care, wages from lost work time, and more. It also provides a deceased worker’s family with financial benefits.

Business Auto

This helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault. Commercial auto insurance also helps pay for damaged property and medical expenses, even in the event of a fatal accident.

Connect With Us

Let’s talk about your insurance needs and requirements and work together to find the best one for you.

Request a Quote